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Our Veterinary Nurses have seen it all. We know which plans work for our clients and which don’t. We’ve analyzed each plan and made sure we have the best pet insurance plan for you. We want whats best for you and our furry friends that why PawsitiveHealth let’s you…
Hereditary Conditions
Congenital Conditions
Continual Coverage for
Chronic Conditions
Cancer treatments
Diagnostics & Laboratory testing
Accidents & accidental Injuries
Illness
Dental Disease & Fractures
Pre-existing conditions
Training/Obedience classes
Cosmetic/Elective procedures
Boarding
Preventative care
Breeding, Pregnancy, Birth expenses
Prescription Food
Biohazard Fees
Office visit & exam fees
Take home prescription medication
Rehabilitation Services
Great Dental Coverage
Affordable Plans
Choice of any vet in US, Canada and any region under US control
30 day Money back guarantee*
Multi-pet discounts
Unlimited 24/7 vet chat
Comparison | | Trupanion | Healthy Paws | Pets Best | Embrace |
Unlimited 24/7 Live Vet Chat |  |  | | | |
Hereditary Conditions | | | | | |
Congenitial Conditions | | | | | |
Comprehensive Dental Coverage | | | | | |
Multiple Pet Discounts | | | | | |
Money Back Guaranteed | 30 Days | 30 Days | 30 Days | 30 Days | 30 Days |
Hereditary Conditions
Congenital Conditions
Continual Chronic Conditions
Diagnostics & Laboratory testing
Accidents & accidental Injuries
Illness
End of Life: Euthanasia
Alternative Therapy Behavioral Disorder(s)
Mortality Benefit
Vacation Cancellation Benefit
Advertising & Reward
Pre-existing conditions
Elective or Specialty Procedures
Obedience or training classes
Veterinary Exam Fees
Flexible Plans
Multi-pet discounts
Unlimited 24/7 vet chat
Great accident & Illness coverage
30 day money back guarantee*
Choice of vet in US, Canada
Any region under US control
Comparison |  | Trupanion | Healthy Paws | Pets Best | Embrace |
Unlimited 24/7 Live Vet Chat | | | | | |
Hereditary Conditions | | | | | |
Congenitial Conditions | | | | | |
Lightening-Fast Reimbursement | | | | | |
Wellness Options | | | | | |
Customer Rating | 4.8 | 3.9 | 4.3 | 3.9 | 4.0 |
Affordable and customizable plans
Transparent policy, terms and conditions
Fast and easy claim process
Best Dental Coverage on the market
Pet Insurance can provide financial security and peace of mind against unexpected accidents and illnesses. Pet Insurance provides a cushion between your finances and the health and well-being of your cat or dog. It removes the ultimatum between the life of your pet or financial catastrophe.
No, However, some insurance companies will have limitations you must abide by. If your cat or dog is older than 6 years we recommend speaking with one of our veterinary nurses before enrolling. Our veterinary nurses can provide customer support of the highest quality for pet insurance services in California.
You can cancel your current plan and may receive a refund within 30 days if you have not submitted a claim. consult the free-look section of your policy for additional terms and conditions. After 30 days you may cancel your policy by notifying the insurance company in writing via mail, fax, or email. If canceled after 30 days any unearned collected premium will be refunded pro rata from the effective date of cancellation
Step 1: Visit any Licensed Veterinarian or Emergency Clinic.
Step 2: Pay for Visit.
Step 3: Submit for reimbursement.
Step 4: Get reimbursed for eligible costs as provided in your specific pet insurance policy.
Most likely, services will be eligible for reimbursement if performed by a licensed Veterinarian.
A pre-existing condition is a medical condition that showed signs or occurred before a policy’s effective date. A medical condition will also be considered pre-existing if it shows signs or occurred during a policy’s waiting period. Coverage for pre-existing conditions is subject to the specific terms and conditions of each insurer’s policy and may vary between companies. Consult your pet insurance policy for details.
Your pet insurance deductible is the dollar amount you pay out-of-pocket before the insurance company will pay for the rest of any eligible services. Your deductible is the financial risk you are retaining. For example, if your deductible is $250, you are retaining $250 of risk. This means in the event of a loss associated with your pet’s health, you will pay $250 out-of-pocket then the insurance company will reimburse you for any eligible actual costs. The higher deductible you choose the lower your monthly cost will be. The lower deductible you choose the higher your monthly cost will be. Please refer to your specific policy for details on your deductible and how it applies to your coverage. Need help understanding your policy, chat with our veterinary nurses who are also licensed pet insurance agents!
The reimbursement for your pet insurance plan is the percentage at which the insurance company will pay you back for the actual cost incurred by you for eligible services recommended by your Veterinarian for conditions covered in your policy.
A waiting period is the amount of time specified in your pet insurance policy that must transpire before some or all of the coverage in the policy can begin. Each company has different time frames in which the waiting period transpires. The waiting period varies by insurer and policy and is subject to state regulations and terms outlined in your specific plan.
The annual policy limit you choose is the maximum dollar amount that the policy will pay in any given policy term. This is a customizable option on most insurance plans
